💡Liquidity and Global Expansion of Points

In the SmartPay (SMTP) ecosystem, points are transformed into liquid and tradable assets, enhancing their usability and providing real value to users. Traditional point systems are often restricted to a single brand or franchise, limiting their utility. However, SmartPay points can be used and accumulated anywhere SmartPay payments are accepted globally.

Maximizing Point Liquidity

The points accumulated through SmartPay payments are not limited to specific products or services. Users can convert their accumulated points into SMTP tokens via the SmartPay platform, and these tokens can be traded on exchanges, making them easily convertible to cash. This tokenization of points signifies a transformation of points into liquid financial assets, giving them real economic value.

Increasing Ease of Use through Global Expansion

Unlike traditional point systems that are confined to a single country or region, SmartPay establishes a point system that can be used globally. Users can accumulate points anywhere in the world where SmartPay payments are accepted and convert these points into SMTP tokens, providing broad ownership and convenience.

Global Expansion Strategy

SmartPay (SMTP) has a phased growth strategy to expand its reach. Starting with the launch in Asia in 2026, the expansion will continue into the United States and Europe by 2027, allowing both global users and merchants to enjoy the benefits of the SmartPay ecosystem. To ensure a stable entry into global markets, SmartPay will build partnerships and localization strategies that account for regional regulations and cultural differences, establishing a solid technical infrastructure.

• 2026: Launch in Asia SmartPay will begin its expansion in key Asian markets such as South Korea, Japan, China, and Southeast Asia. The well-developed mobile payment infrastructure in these regions is expected to facilitate rapid integration with local payment services. SmartPay will also provide customized solutions, including support for local currencies, to accelerate ecosystem growth in these regions.

• 2027: Expansion into the U.S. and Europe By 2027, SmartPay will expand into the U.S. and Europe by integrating with major payment systems like Visa, Mastercard, PayPal, and SEPA. This integration will ensure that SmartPay is compatible with existing payment methods, further enhancing its adoption in these regions.