> For the complete documentation index, see [llms.txt](https://editt.gitbook.io/smartpay/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://editt.gitbook.io/smartpay/english.md).

# ENGLISH

- [Overview](https://editt.gitbook.io/smartpay/english/overview.md)
- [Background](https://editt.gitbook.io/smartpay/english/background.md)
- [Limitations of the Point System for Small Businesses](https://editt.gitbook.io/smartpay/english/background/limitations-of-the-point-system-for-small-businesses.md)
- [Limited Use of Points](https://editt.gitbook.io/smartpay/english/background/limited-use-of-points.md)
- [Ownership Issues with Points](https://editt.gitbook.io/smartpay/english/background/ownership-issues-with-points.md)
- [Solution](https://editt.gitbook.io/smartpay/english/solution.md)
- [Reducing the Costs of Implementing a Mobile Point System](https://editt.gitbook.io/smartpay/english/solution/reducing-the-costs-of-implementing-a-mobile-point-system.md)
- [A SmartPay Ecosystem Led by a DAO of Small Business Owners](https://editt.gitbook.io/smartpay/english/solution/a-smartpay-ecosystem-led-by-a-dao-of-small-business-owners.md)
- [Liquidity and Global Expansion of Points](https://editt.gitbook.io/smartpay/english/solution/liquidity-and-global-expansion-of-points.md)
- [Automated Settlement System through Smart Contracts](https://editt.gitbook.io/smartpay/english/solution/automated-settlement-system-through-smart-contracts.md)
- [Editt's SURL and SMTP](https://editt.gitbook.io/smartpay/english/editts-surl-and-smtp.md)
- [Tokenomics](https://editt.gitbook.io/smartpay/english/tokenomics.md)
- [Roadmap](https://editt.gitbook.io/smartpay/english/roadmap.md)
- [Disclaimer](https://editt.gitbook.io/smartpay/english/disclaimer.md)